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Protection You Need
At a Price You Can Afford

At Coastal Prime, we redefine protection for builders and developers. With a steadfast commitment to excellence, our agency offers tailored insurance solutions that safeguard your construction projects.

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Why Choose Us

Choose Coastal Prime for unparalleled expertise in safeguarding your construction ventures

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Expertise You Can Trust

Our team boasts decades of experience in construction insurance, ensuring you receive expert guidance and tailored coverage

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Comprehensive Protection

We offer a wide range of insurance solutions designed to comprehensively safeguard your construction ventures.

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Responsive Customer Support

At Coastal Prime, we pride ourselves on providing exceptional customer service. Our support team is always ready to assist you.

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Tailored Solutions for Your Budget

We understand that every construction project is unique, and budgets can vary. We specialize in crafting insurance solutions.

What we Offer

At Coastal Prime, we offer a comprehensive suite of construction insurance solutions to meet your specific needs. Our offerings include:

1. Broad Coverage: We offer expansive coverage that protects your business against bodily injury, property damage, and personal injury claims, ensuring you're shielded from a wide range of potential liabilities.

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2. Customized Policies: Our experts work closely with you to tailor CGL policies that align precisely with your business operations and industry, minimizing gaps in coverage and unnecessary expenses.

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3. Risk Mitigation: With our CGL coverage, you can mitigate the financial burden of legal expenses, medical bills, and settlements that may arise from accidents or lawsuits, allowing you to focus on your core business activities.

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4. Responsive Claims Support: In the event of a claim, our dedicated claims support team is here to guide you through the process swiftly and efficiently, ensuring minimal disruption to your business operations.

Choose Coastal Prime for Commercial General Liability services that provide a robust safety net, allowing your business to thrive with confidence.

Commercial General Liability

Our Commercial General Liability services at Coastal Prime are designed to provide comprehensive protection for your business. Here's why our CGL coverage stands out:

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Workers Compensation

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​Coastal Prime's Workers' Compensation service provides comprehensive coverage to protect your employees and your business. We prioritize the well-being of your workforce, ensuring they receive the necessary support in case of work-related injuries or illnesses. Our customized policies not only keep you compliant with legal requirements but also provide financial security by covering medical expenses, lost wages, and rehabilitation costs. With Coastal Prime, you can focus on your business knowing that your employees are protected, and your operations remain stable.

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Commercial Auto Insurance

Coastal Prime's Workers' Compensation service provides comprehensive coverage to protect your employees and your business. We prioritize the well-being of your workforce, ensuring they receive the necessary support in case of work-related injuries or illnesses. Our customized policies not only keep you compliant with legal requirements but also provide financial security by covering medical expenses, lost wages, and rehabilitation costs. With Coastal Prime, you can focus on your business knowing that your employees are protected, and your operations remain stable.

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Business Owners Policy

We provide business owner insurance to help protect your business from financial losses. Our policies cover a wide range of risks, including property damage, liability, business interruption, and more.

 

We also offer a variety of optional coverages to fit the needs of your business.

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We work with businesses of all sizes and industries, so we understand the unique risks you face. We will work with you to create a policy that is tailored to your specific needs and budget.

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Contractors Bond

We are pleased to offer a variety of contractor bonds to help you get the job done. Whether you are a general contractor, subcontractor, or specialty contractor, we have the bond you need to meet the requirements of your project.

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Our contractor bonds are issued by reputable surety companies and are backed by our commitment to providing excellent customer service. We understand that the bonding process can be complex, so we are here to help you every step of the way. We will work with you to determine the type and amount of bond you need, and we will help you complete the bonding application.

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We offer a variety of contractor bonds, including:

  • Bid bonds: Bid bonds guarantee that a contractor will enter into a contract if they are awarded the project.

  • Performance bonds: Performance bonds guarantee that a contractor will complete a project according to the terms of the contract.

  • Payment bonds: Payment bonds guarantee that a contractor will pay their subcontractors and suppliers.

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Tools & Equipments

Contractor’s tools and equipment insurance protects hand tools, power tools, machinery, and other equipment that moves from place to place. The items typically must be relatively new and inexpensive.

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This policy can cover a variety of items and incidents, including the following:

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  • Stolen tools: Contractor's tools and equipment insurance can provide reimbursement for hammers, saws, and other employee tools stolen from a jobsite, a client's property, or a storage unit. It also covers items stolen in transit.

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  • Broken or damaged equipmentThis policy can cover the cost of replacing a broken tool or repairing a piece of equipment that has been damaged. However, it does not cover normal wear and tear.

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What Our Clients Say About Us

Coastal Prime: Where Protection Meets Peace of Mind - Hear It from Our Satisfied Clients.

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“Have customers review you and share what they had to say. Click to edit and add their testimonial.”

Alexa Young, CA

Get in Touch

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9528 Miramar Rd #1303, San Diego, CA 92126, USA

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(619) 489-4283

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At Coastal Prime, we redefine protection for builders and developers. With a steadfast commitment to excellence, our agency offers tailored insurance solutions that safeguard your construction projects.

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